.jpg)
Insurance is not a tangible good that we utilize everyday therefore it can be difficult for us as consumers to understand the importance of our policy, but when the unexpected happens, the quality of our coverage will certainly matter. Before you start shopping for insurance, it’s important that you understand what risks you are susceptible to and that you evaluate the amount of protection you need for yourself, your family and your personal property. What are they worth to you? How much do you value their protection? When you’re ready to purchase an insurance policy, consider the quality of your coverage before you settle for the cheapest price - you will get what you pay for.
Ask yourself, what price tag would I put on my family's life? Most, if not all of us, would answer with “priceless” because our loved ones are our highest priority. Would you drive your child around in a vehicle with no seatbelts, airbags or breaks? No you wouldn’t, you value their life too much to expose them to that risk. The same can be said for your insurance. Selecting state minimum liability coverage or lowering your medical benefits is leaving a large gap in your insurance and exposing you and your family to more risks.
These risks can go beyond lack of collision coverage for your vehicle, they can be far more detrimental, like having your assets seized due to your lack of sufficient liability coverage. If you own a home, rental property or a business, having proper coverage should be high on your priority list; specifically liability protection. When you own land or a business, you can be held liable for any injuries that occur on your property and without proper protection, you could be sued for every penny! With proper liability coverage, your assets would be protected keeping you safe and secured from that unfortunate risk.
Paying an extra monthly fee now could save you from losing everything you’ve worked so hard for over the years. Proper insurance coverage is worth the investment and should not be overlooked. Talk to your agent today to review your current coverage - it could save you a lifetime of work!